SavvySaverU.com is presented for informational purposes only and expresses the opinions of site founder and site contributors that are NOT investment or financial advisors. The information presented in SavvySaverU should NOT be construed as investment or financial advice. Always consult a licensed investment professional before making important investment decisions. The opinions expressed on SavvySaverU.com are those of each individual. SavvySaverU.com, its producers, and editor Randy Smith shall NOT be liable for losses resulting from investment decisions based on information or viewpoints presented on SavvySaverU.com.

To be clear, SavvySaverU.com's editor Randy Smith is not a financial or investment advisor, certified tax or financial planner. Though site and Randy Smith do provide strategies to invest and pay lower taxes, this is by no means financial, investment or tax advice. You can and should consult with an formal, certified, investment, financial or tax planning advisor.
 
SavvySaverU.com shares Randy's unique perspective and what he has learned from really smart macro economists, investors and budgeting and money saving experts. Randy strategies expressed are simply his opinion and should not be taken as expert advice in a legal sense. There will be advertising links and promotions listed on this site of which the site will earn revenues.